OWNING PROPERTY

Explain this to me? If I was married the risk for the banks is less than right now since I'm single. I would still be working, I would still have MY income (doesn't matter if spouse is working or not still less risk), and I would still pay my bills on time. How is that fair? Yes yes I know life is not fair and its not a circus either but still we should work at being fair don't you think? If it was only my income either way (married or single) then how is it less of a risk if I was married? My spouse would not have a job so that is equal to NO MONEY and I still would have the same job so that means THE SAME AMOUNT OF MONEY. I guess what the world is saying is that as a married person I would not be prone to taking off for the unknown at a moments notice and leave an unpaid mortgage ( yeah right) of course I guess all those people that skip out on bills that are married have a corrupted single gene that didn't change over once they said I DO. Yeah that must be it. Once you have some person said vows to you and you repeat them your habits for spending and saving automatically change into something wonderful unless your get the single disease corrupt DNA and that makes all the married people crazy. It couldn't possible be them. Well I am not going to get married just so I can save money on a home loan and I am still proud to say TABLE FOR ONE!